Group Long Term Disability (LTD)

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When there's an injury or illness, focus should be on getting better, not on the bills associated with being out of work for an extended period of time. Our products are designed to provide peace of mind and—LTD is no different.

Once STD ends, LTD starts picking up the tab by paying a portion of an employee's salary. Our LTD coverage minimizes any headaches associated with a longer leave of absence with our seamless administration processes like easy-to-process claims and service.

For Employers with 10+ Employees
We understand that with a business of 10+ employees, "one-size doesn't fit all". That's why we invite you to read about the policy features below. We then recommend requesting a formal quote in order to help you tailor a plan specific to your needs.

Additional Policy Features Include:

  • Family care credit
  • Three-month survivor benefit
  • Workplace modification
  • Return to work incentive
  • Total and partial disability benefits
  • Residual disability
  • Two to five-year own occupation; extensive own occupation coverage to age 65
  • Online and face-to-face EAP (Standard for groups 200+)
  • Online will preparation

Request a Formal Quote
To obtain a quote, download and complete the Proposal Request Form or prepare the information outlined in the quoting instructions below.

Email or fax your request and you will be contacted with a customized rate quote. If you need help designing a benefit program, contact your broker or account executive for personalized assistance.

1. Complete the Proposal Request Form for the product you are quoting:

2. E-mail your quote request to:

Here's a helpful checklist to keep track of what you need to obtain quoting information.

Available if Group Term Life/AD&D or Long Term Disability is selected.

Medical & Dental
Complete your product portfolio with medical and dental coverage. Benefit from a single point of contact and save 4% on your Dental Blue® premiums when you purchase two or more Group Term Life & Disability products.

This is a brief description of the products offered and is for informational purposes only. In the event of a conflict between this information and the policy, the policy will prevail.